ABOUT HERITAGE BANK

Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta’s Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves. The company’s stock is traded under the symbol “CCFH”.

Established 1955.

Minimum Balance to Open the Account - $500.00.
Maintain a minimum daily balance of $500.00 to obtain the Annual Percentage Yield Disclosed.

The interest rate is 2% with an annual percentage yield of 2.02%.This is a variable interest rate CD. The interest rate is determined by using the current Prime Rate as published in the Wall Street Journal, minus 3%. The Prime Rate could change at any time. There is no limitation on how much the interest rate may change, however, the interest rate floor is 1%. Interest will be compounded quarterly.

Withdrawals without a penalty are allowed on the first 7 days of each calendar quarter. (January 1 – January 7th, April 1st – April 7th, July 1st – July 7th, October 1st – October 7th). After day 7of the calendar quarter, the fee we may impose will equal one year’s interest on the amount withdrawn subject to penalty.

Have Question? Get Answers.  |  770.651.0735

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 Clayton: Jonesboro, Forest Park

 Henry: Eagles Landing, Heritage Plaza, McDonough

 Fayette: Fayetteville

770.651.0735

Learn more about the Heritage Bank Advantage CD

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Or Call 770.651.0735

“We can earn 2% today and if prime rate goes up, my rate automatically goes up... And I get to withdraw without penalty for
the first 7 days every calendar quarter!”

“We can earn 2% today and if prime rate goes up, my rate automatically goes up... And I get to withdraw without penalty for
the first 7 days every calendar quarter!”

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